D&O Insurance

directors & officers

Our D&O Insurance

In IBERIAN we are also specialized in insurance for D&O (Directors & Officers), a very specific type of Civil Liability that protects the members of a company’s administrative body, and the people in the company who hold management positions.

The most common coverages in our D&O policies are

  • Liability of Directors and officers of the company
  • Reimbursement to the company
  • Special excess limit for the parent company’s board of directors
  • Special excess limit for non-executive directors
  • Bonds
  • Research expenses
  • Heirs, legal representatives and spouses
  • Reimbursement by the company of shareholders’ legal expenses
  • Representatives in external entities
  • Run off for outgoing insured persons
  • Internal lawyer
  • Advice on image restoration
  • Advice and risk management in crisis situations
  • Psychological assistance
  • Bankruptcy guarantee costs
  • Emergency expenses
  • Fines and sanctions
  • Related persons
  • Deprivation of property
  • Extradition procedures
  • Protection of rights
  • Responsibility as founder of the company
  • Subsidiary tax liability
  • Response to a regulator
  • Occupational safety and health and corporate homicide
  • Director legal entity in a subsidiary or external entity
  • Administrator legal entity in the policyholder
  • Bankruptcy legal advice
  • Defence costs for legal person in criminal proceedings
  • Creation of criminal bonds
  • Professional disqualification
  • Internal research expenditure
  • Management buy out (mbo) in subsidiaries
  • Improper employment practices (coverage for the company code)

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