The purpose of this document is to establish and regulate the rules of use of the Site https://www.iberianinsurance.es (hereinafter the ‘Site’), meaning all pages and their contents owned by Iberian Insurance Group SL (hereinafter IBERIAN), which are accessed through the domain https://www.iberianinsurance.es and its subdomains.

The use of the Site attributes the condition of user of the same and implies acceptance of all conditions included in this Legal Notice. The user undertakes to read this Legal Notice carefully each time he/she intends to use the Site, since the Site and its conditions of use contained in this Legal Notice may be subject to change.

The owner of this Site is Iberian Insurance Group SL with CIF B86949450 and address at C/ Fernandez de Ribera 4 EDIFICIO IBERIAN, 41005 Seville
Registered in the Mercantile Registry of MADRID T 5960, F 96, S 8, H SE103831
Tfno.: 954088555
e-mail: comercial@iberianinsurance.es

The Privacy Policy, in compliance with Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016, on the protection of natural persons regarding the processing of personal data and on the free movement of such data (GDPR-EU), and the provisions of Organic Law 3/2018 of December 5, on the Protection of Personal Data and Guarantee of Digital Rights (LOPDGDD), is part of the General Terms and Conditions governing the Website https://www.iberianinsurance.es, together with the Cookie Policy and the Legal Notice.

IBERIAN reserves the right to modify or adapt this Privacy Policy at any time. Therefore, we recommend that you review it each time you access the Website. If the user has registered on the website and accesses their account or profile, they will be informed in the event of any substantial changes regarding the processing of their personal data.

03.01. Who is the DATA CONTROLLER?

The data collected or voluntarily provided through the Website, whether by browsing it, as well as any information you may provide in contact forms, via email or by phone, will be collected and processed by IBERIAN, whose details are provided below:

Identity: Iberian Insurance Group SL (IBERIAN)
Postal Address: C/ Fernández de Ribera 4, EDIFICIO IBERIAN, 41005 Seville
Phone: 954088555
Email: comercial@iberianinsurance.es

03.02. What are your RIGHTS concerning the processing of your data?

Everyone has the right to obtain information about the existence of the processing of their personal data, access the information IBERIAN holds, request the rectification of inaccurate data, or, if applicable, request the deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected or the data subject withdraws their consent.

In certain cases, the data subject may request the restriction of the processing of their data. In these cases, we will only retain them in accordance with current legislation.

In some cases, you can exercise your right to data portability, which will be provided to you in an appropriate, commonly used, or machine-readable format, either to you or the new data controller you designate.

You have the right to revoke consent at any time for any of the processing for which you have given it. IBERIAN provides forms for exercising any of the aforementioned rights.

To facilitate their exercise, we include the link to the request form for each of the rights:
– Access Right Request Form
– Rectification Right Request Form
– Objection Right Request Form
– Deletion Right Request Form (right to be “forgotten”)
– Restriction of Processing Right Request Form
– Data Portability Right Request Form
– Automated Decision-Making Right Request Form

Similarly, you may use those provided by the Spanish Data Protection Agency or other third parties. To exercise your rights with IBERIAN, you may do so through the following means:
a) By written and signed request addressed to Iberian Insurance Group SL (IBERIAN), C/ Fernández de Ribera 4, EDIFICIO IBERIAN, 41005 Seville, with the Reference “Exercise of LOPD Rights.”
b) Sending a scanned and signed form to the email address comercial@iberianinsurance.es, indicating in the subject line “Exercise of LOPD Rights.”

These forms must be accompanied by a photocopy of your ID. If acting through a representative, their ID must also be included, along with a document proving representation.

You have the right to file a complaint with the Spanish Data Protection Agency if you believe your rights have not been properly addressed.

The maximum time for resolution is one month from the effective receipt of your request. However, depending on the complexity and number of requests, this period may be extended by an additional two months, with prior notice to the data subject of such an extension.

03.03. What data do we COLLECT through the website?

03.03.01. User Responsibility

By providing your data through electronic channels, the user guarantees that they are over 14 years old and that the data provided to IBERIAN is true, accurate, complete, and up-to-date. For these purposes, the user confirms that they are responsible for the accuracy of the data communicated and that they will keep such information appropriately updated to reflect their actual situation, being responsible for any false or inaccurate data they may provide, as well as any damages, direct or indirect, that may arise from this.

The following groups of data may be collected:

03.03.02. Data stored from browsing and using the Website

By simply browsing the Website, IBERIAN will collect information relating to:
– IP address
– Browser version
– Operating system
– Duration of the visit or browsing on the Website

Such information is stored via Google Analytics, so we refer you to Google’s Privacy Policy, as they collect and process this information: http://www.google.com/intl/en/policies/privacy/.

Similarly, when the Website provides the Google Maps utility, if you allow it, the utility may access your location to provide more specificity regarding the distance and/or directions to our offices. In this regard, we refer you to Google’s Privacy Policy to learn about the use and processing of such data: http://www.google.com/intl/en/policies/privacy/.

The information we handle will not be related to a specific user and will be stored in our databases to perform statistical analysis, improve the Website, our products and/or services, and help us improve our business strategy. The data will not be disclosed to third parties.

03.03.03. User registration on the Website

To access certain products and/or services, the user must register on the Website. For this purpose, the registration form requests certain personal data. The data necessary and mandatory for registration are marked with an asterisk (*). If such fields are not provided, registration will not be carried out.

The generated username and password are personal and non-transferable, and the user is responsible for safeguarding them. We do not recommend writing it down somewhere or sharing it with third parties. Please note that the system has a password reset functionality that can be used as many times as needed.

In this case, browsing data will be associated with the registered user’s data, identifying the same specific user navigating the Website. In this way, we can personalize the offer and recommend specific products and/or services to you.

The registration data of each user will be incorporated into IBERIAN’s databases along with the history of transactions carried out by them and will be stored as long as the registered user’s account is not deleted. Once such an account is deleted, the data will be removed from our databases, with data related to transactions carried out being stored for 10 years, without access or modification, to comply with legally established deadlines. Data not related to completed transactions will be retained for three years unless the user withdraws their consent, in which case it will be deleted immediately.

The legal basis for processing your personal data is the execution of a contract between the parties, in which the user requests a series of products, services, and/or utilities from IBERIAN.

Regarding the sending of communications and promotions via electronic means and responding to information requests, the legal basis for processing is the consent of the data subject.

The purposes of the processing are as follows:
• Managing registration in the user registration area and access to the Website
• Managing the purchase of products and/or services made available to you through the Website
• Keeping you informed about the status and progress of your purchases
• Responding to your information request
• Managing the utilities provided by the platform to users, students, associates, and members

Thus, you may receive communications via email and/or phone to inform you about possible incidents, errors, issues, and/or the status of your orders.

For sending commercial communications, the user’s express consent will be requested at the time of registration. In this regard, the user may revoke the consent provided by contacting IBERIAN using the means previously mentioned. In any case, each commercial communication will offer the option to unsubscribe from receiving further

The intellectual property rights of this site are owned by Iberian Insurance Group SL (“IBERIAN”).

The unauthorized reproduction, distribution, commercialization or transformation, in whole or in part, of the content of the Site, unless it is for personal and private use, constitutes an infringement of the intellectual property rights of IBERIAN. Likewise, all trademarks or distinctive signs of any kind contained in the Site are protected by law. The unauthorized use of the information contained in this Site, as well as the damages caused in the intellectual and industrial property rights of IBERIAN, may give rise to the exercise of the actions that legally correspond and, if applicable, to the derived responsibilities.

The content, information and/or advice expressed in this Site should be understood as merely indicative. IBERIAN does not respond in any way of the effectiveness or accuracy of the same ones, being exempt from any contractual or extracontractual responsibility with the users that make use of them, since they are the ones that will have to decide according to their criterion the opportunity of the same ones.

In this Site can be published contents contributed by third persons or companies, IBERIAN does not respond of the veracity and accuracy of the same ones, being exempt of any contractual or extracontractual responsibility with the users that make use of them.

IBERIAN reserves the right to modify the content of the Site without prior notice and without any limitation.

IBERIAN declines any responsibility for eventual damages and damages that can be caused by the lack of availability or continuity of this Site and of the offered services.

IBERIAN does not guarantee the absence of virus or other elements in the Web that can produce alterations in your computer system. IBERIAN declines any contractual or extra-contractual responsibility with the users who make use of it and had damages of any nature caused by computer virus or by computer elements of any nature.

Access to this Site is free of charge except for the cost of connection through the telecommunications network provided by the access provider contracted by users.

IBERIAN currently has no effective knowledge that the activity or the information to which they refer or recommend is illicit or that it harms goods or rights of a third party susceptible of compensation.

If IBERIAN had knowledge that any of the links is illicit, it would act with diligence to suppress or disable the corresponding link. In this sense, no competent body has declared the unlawfulness of the data, ordered its removal or made access to it impossible.

It is expressly forbidden to use the Site for purposes harmful to property or interests of IBERIAN or third parties or in any other way overload, damage or disable the networks, servers and other computer equipment (hardware) or products and applications (software) of IBERIAN or third parties. In the event that the user has knowledge that the linked Sites refer to pages whose contents or services are illegal, harmful, denigrating, violent or contrary to morality, we would be grateful if you would contact IBERIAN.

In the event that sections of Forums, Comments and Opinions are enabled, those formulated by persons outside IBERIAN will be made under their sole and exclusive responsibility. The participants in the forums undertake to use them in accordance with the law, the general conditions reflected in this Legal Notice, as well as with generally accepted morals and good customs. The participants of the forums are obliged to indemnify IBERIAN for any damage or prejudice that could be caused by the use of the same, infringing these general conditions and/or the current legality. IBERIAN is not responsible for the truthfulness and accuracy of the opinions expressed in the forums, being exempt from any contractual or extra-contractual liability with the person or company that makes use of them. It is forbidden to send any content or opinion that violates the law and / or legitimate rights of others. IBERIAN reserves the right to take any legal action it deems appropriate. IBERIAN reserves the right to admit and/or cancel any opinion and/or user, without prior notice and without any justification or compensation of any kind. IBERIAN reserves the right to modify the text of the opinions expressed to adapt them to the characteristics of each specific forum. IBERIAN reserves the right to assign the opinion to the section and/or subsection it deems most appropriate. If you believe that any content and/or information on this Site violates a legitimate right or the law, we would appreciate it if you would contact IBERIAN so that we can take the appropriate measures.

This Legal Notice is governed in each and every one of its ends by Spanish Law.

Si tienes cualquier pregunta sobre las condiciones reflejadas en este Aviso Legal o si deseas hacer cualquier sugerencia o recomendación, por favor dirígete a nosotros a través del Formulario de Contacto o del correo electrónico comercial@iberianinsurance.es

Puede solicitar más información sobre Protección de Datos en DP-CONTROL®:
dp-control@dp-control.es

In compliance with Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, we inform you that this website, like most websites on the Internet, uses Cookies to enhance and optimize the user experience. Below you will find detailed information on what ‘Cookies’ are, the types of Cookies this website uses, how to change your cookie settings, and what happens if you disable Cookies.

What are Cookies?

A cookie is a small file that is downloaded to your device to store data, and retrieve information when you browse. In general, these technologies can be used for many different purposes, such as recognizing you as a user, obtaining information about your browsing habits, or personalizing how the content is displayed. The specific uses we make of these technologies are described below.

What types of Cookies does this website use?

Below is a table identifying the cookies used on https://www.iberianinsurance.es, indicating their purpose, provider, and duration:

Types of Cookies:

• Based on who manages them:
a) First-party cookies: These are those that are sent to your device from a computer or domain managed by IBERIAN and from which the service requested by the user is provided.
b) Third-party cookies: These are those that are sent to your device from a computer or domain that is not managed by IBERIAN but by another entity that processes the data obtained through the cookies.

• Based on their purpose:
a) Technical cookies: These are those that allow you, as a user, to browse through our website, platform, or application and use the different options or services we offer. These cookies are necessary for the proper functioning of the website, and therefore do not require your consent.
b) Preference or personalization cookies: These are those that allow the storage of information so that you can access the service with certain characteristics that differentiate your experience from other users.
c) Analytics cookies: These are those that allow the quantification of the number of users to carry out the measurement and statistical analysis of the use made by users of the offered service. For this, your browsing on our website is analyzed to improve the products or services we offer you.
d) Behavioral advertising cookies: These are those that allow the analysis of your browsing habits on the Internet so that we can show you advertising related to your browsing profile.

• Based on the length of time they remain active:
a) Session cookies: These are designed to collect and store data while you access the website, and are used to store information that only needs to be kept for the provision of the service requested on a single occasion. They disappear at the end of the session.
b) Persistent cookies: These are those in which the data remains stored in the terminal and can be accessed and processed for a defined period by the cookie manager, which can range from a few minutes to several years.

Are international transfers made?

You can find out about any transfers to third countries that may be made by the third parties identified in this cookie policy in their respective policies (see the links provided in the ‘Third-party cookies’ section).

How can you configure your Cookies?

You can allow or block cookies, as well as delete your browsing data (including cookies) from the browser you are using. Check your browser’s options and instructions for doing so. Please note that if you accept third-party cookies, you must delete them from your browser options.

For example:
1 – Internet Explorer: Tools > Internet Options > Privacy > Settings. For more information, you can consult Microsoft support or the browser’s Help section.
2 – Firefox: Tools > Options > Privacy > History > Custom Settings. For more information, you can consult Mozilla support or the browser’s Help section.
3 – Chrome: Settings > Show advanced options > Privacy > Content settings. For more information, you can consult Google support or the browser’s Help section.
4 – Safari: Preferences > Security. For more information, you can consult Apple support or the browser’s Help section.
5 – Opera: Settings > Options > Advanced > Cookies. For more information, you can consult Opera support or the browser’s Help section.

If you use a different browser than those listed above, check its policy on installing, using, and blocking cookies.

What happens if Cookies are disabled?

Some features of the services and areas of this website may not function correctly if cookies are disabled.

Do we update our Cookie Policy?

It is possible that we update the Cookie Policy of our website, so we recommend you review this policy each time you access our website to be properly informed about how and for what purposes we use cookies. For any other questions related to the use of your personal data or the exercise of your rights, you can refer to our Privacy Policy.

You can request more information about Data Protection from DP-CONTROL:
dp-control@dp-control.es